Small businesses in Pennsylvania can choose from several health insurance options. The most common include group health insurance plans, where the business covers part of the premium; high-deductible plans paired with Health Savings Accounts (HSAs) for tax savings; and the Small Business Health Options Program (SHOP) for businesses with fewer than 50 employees. There are also short-term plans for temporary coverage. Each option has different costs and coverage levels, so it’s important to select the one that best fits your business and employees.
